Do you want to learn about Tuscany‘s Versilia? Are you a non-resident looking to learn more about this stunning region? Are you interested in understanding how to obtain a mortgage in Italy for foreigners residing abroad? Read this article to discover why Versilia is attracting international investors and how you can finance your property purchase in Italy.
According to the Luxury Report 2026, as highlighted and reported by Il Sole 24 Ore on June 5, Central Italy has established itself as the country’s leading macro-area for the luxury real estate market. With 35.7% of the total luxury property supply, it has surpassed North-West Italy, which trails by 0.3 percentage points.
The gap compared to the other areas of the country is even more significant. North-East Italy accounts for approximately 18% of the national luxury property supply, while Southern Italy and the Islands both remain below the 6% threshold. These numbers confirm the growing appeal of Central Italy in the high-end residential segment. They also highlight its increasingly central role in the national real estate market.
Rome, Florence and Versilia Drive Growth in the Central Italy Property Market
The growth of Central Italy’s luxury real estate market is being driven primarily by established destinations such as Rome, Florence and Versilia. The latter, a renowned area in north-western Tuscany, continues to rank among the most prestigious locations in Italy’s luxury property sector. The area recorded annual growth of approximately 18%, further strengthening its position as a leading destination for elite tourism and high-end residential investments. Versilia continues to attract both Italian investors and international buyers thanks to the exceptional quality of its property offerings, its prime location and the enduring appeal of the region.
Versilia: A Leading Destination for Luxury Property Investments
In 2026, Versilia further strengthened its position as a strategic destination for luxury real estate investments, attracting an increasingly international clientele. Interest is no longer limited to coastal locations but is also expanding to inland properties. In 2025, demand for ultra-prime homes valued at more than €3 million increased by 94.74% compared to 2024, accounting for 9.34% of all property requests recorded across Tuscany.
Property Prices and the Most Sought-After Real Estate Types
Average property prices exceed €3,000 per square metre in locations such as Viareggio. They surpass €10,000 per square metre in Forte dei Marmi, where values in the most exclusive areas can exceed €15,000 per square metre. Strong demand is also being recorded in markets such as Camaiore and Pietrasanta. These areas are increasingly popular among buyers seeking prestigious properties.
Demand from both Italian and international buyers continues to grow for:
- Historic country homes in the hills;
- Villas with swimming pools in inland areas, often preferred for their exclusive views, greater privacy and tranquil surroundings;
- Seafront penthouses;
- Properties featuring high energy-efficiency standards continue to gain popularity, reflecting a broader trend across the Italian real estate market.
Where Do International Buyers Come From?
International demand continues to play a key role in Versilia’s luxury real estate market. The main buyers come from Germany, France, Northern European countries and the United States. They are attracted by the region’s high quality of life, stunning landscapes and the exclusivity of its most prestigious locations. The interest shown by these international investors continues to support market growth. It further strengthens Versilia’s position as one of the most sought-after destinations in the global luxury real estate sector.
Buying a Home in Italy with a Mortgage: The Support of Credit Intermediation
Are you considering purchasing a property in one of Central Italy’s most beautiful destinations? Whether you are looking for a villa in Versilia, a traditional farmhouse nestled in the Tuscan hills, or a residence in one of Italy’s most prestigious art cities, now could be the ideal time to turn your plans into reality and invest in one of the country’s most dynamic and sought-after real estate markets.
For foreign citizens living abroad and Italians registered with AIRE, buying a home in Italy is often an important milestone. However, it can also involve several challenges, especially when mortgage financing is required. Banking procedures, documentation requirements and lending criteria can vary significantly and may be difficult to manage from overseas.
Obtaining a mortgage in Italy for foreigners can seem complex, but it does not have to be an impossible task. For this reason, the role of credit intermediaries is fundamental. FIDEA – Top Italian Mortgage offers a specialised mortgage advisory service tailored to international clients. It provides expert assistance throughout every stage of the process. From the initial assessment of financing eligibility to securing the mortgage, the team supports buyers with personalised guidance, helping them navigate administrative requirements and identify the financing solution best suited to their needs.
With extensive industry experience and in-depth knowledge, Top Italian Mortgage makes the home-buying process simpler, more transparent and more efficient, allowing international buyers to complete their property investment in Italy with greater confidence.