IT
MORTGAGE REGISTRATION FEE
- FIRST HOME MORTGAGE: 0,25% on the mortgage amount
- HOLIDAY HOME MORTGAGE: 2% on the mortgage amount
FIRE-EXPLOSION INSURANCE
Depending on mortgage duration, value of the real estate and appointed
bank
(i. e. real estate value: €270,000.00 – LTV>60% – Duration 25 years – Insurance
cost €700.00 one-time for the entire duration of the mortgage).
BANKING ARRANGEMENT FEE
Around 1% of the mortgage amount; max of €3,000.00 in most cases. This varies for each bank.
APPRAISAL
From €300.00 to €500.00. For properties including extended plot of lands, the price of the appraisal could sensibly vary.
BROKERAGE FEES
Due only in the case of the mortgage being approved; from 1,5% to 4% of
the mortgage sum varying according to the conditions with a minimum of €3,000.00.
Total sum divided in two: the first 50% paid once the mortgage bas been approved
with the remaining 50% paid on signature of the mortgage deed.
On our information sheet, which can be downloaded from the home page of our site, you can find the following:
Section 1: Information on the credit broker;
Section 2: Characteristics and typical risks of credit mediation
Section 3: Economic conditions of credit mediation
Section 4: Contractual clauses governing credit mediation
Online mortgage calculator for month repayments on first/holiday home for individuals or companies.
Mortgage CalculatorInformation on the costs of an Italian mortgage: registration fee, origination fee, brokerage costs etc.
MORTGAGE FEES IN ITALYHere's the list of preliminary questions you can answer to check your Mortgage eligibility. Take the test.
Eligibility Test